"Listen, I know it's not fun, but you NEED to listen to these CDs about financial planning. I would have LOVED to have had these before I got married. Consider them your wedding gift."
Yeah, thanks, but I have a feeling I'd rather have the Kate Spade cake cutting set.
Anyway, I took her advice. Prinna has never - in the history of time - given me bad advice. She's a mix of responsible and fun, so I have trusted her implicitly. I started listening to the first CD on my way home from her house. I just finished the first CD today and started the second. OF TWELVE. Twelve CDs guaranteed to give me Financial Peace.
Um, "peace"? I am ANYthing but peaceful.
The problem is, the guy - Dave Ramsey - is crazy charismatic. And Southern! Nothing says "You can trust me" more than a slight twang and pandering to women. (Except a British accent. That's unbeatable.) Anyhoozle, the guy is great. But He. Is. Terrifying. He's been throwing around words like "investments" and "debt" and "planning" and "financial responsibility." YIPES!
I called Prinna tonight to "thank" her for bringing this into my life. Geo, I'm sure, will be making a phone call himself shortly. I've been instructed by King Ramsey to discuss budgets and financial goals with my significant other. So far, I've learned that I am a financial hoarder and Geo may be a spender. I don't think I have to tell you that those are not exactly the most compatible combination.
Oh, hey, and HERE'S a fun fact - most marriages break up because of MONEY. That's reassuring, considering Geo and I probably are on the exact same page about everything...EXCEPT, maybe, finances. That's exciting to think about while planning a wedding!
So far, I've learned a lot about myself. I now know that I think money is terrifying. Whether you have it or not, it's really hard to manage. Oh, and guess what! There will be a day when I will have to rely on all my financial decisions that I made as an incredibly irresponsible twenty-something. That's, like, a horrible realization.
But I will stick with it. I will stick with it because Prinna thinks I should. I will stick with it because Dave Ramsey is - in spite of his horrifying reality checks - still very charming and pleasant to listen to. I will stick with it because I am too old to NOT have a PLAN...apparently. Mostly, I will stick with it because I really have a feeling it will be
Oh! Hey! And if every other crazy thing about me hasn't scared Geo off yet, my new-found love for a conservative financial planner may just be the last straw. In which case...Geo will call the wedding off because I'm insane and we'll each have a little more padding in our savings.
P.S. As if to add insult to injury, I had to just purchase several supporting materials to help me learn how to save and use money. Is that irony?